When purchasing a home, you are faced with a multitude of decisions. Finding that perfect home is not an easy task, and obtaining a mortgage can be a complex and arduous process. Once you've made the commitment to proceed with purchasing a home though, the rewards you can achieve will be well worth the effort. 

In my committment to you, I'll make the process of purchasing a home in North Vancouver, West Vancouver or Coal Harbour easier, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own. I will help you prepare so that sellers perceive you as a preferred buyer, help you locate and assess properties for sale that match your specifications, and guide you through the myriad of details attending the actual purchase.

Having sold homes on the North Shore for over 29 years, I have my finger on the pulse of the Real Estate Market, and I know neighbourhood values inside and out. I will help you determine which properties are fairly-priced, a good value and in good condition before you start your search.

Everyone has a picture of their ideal home. This home would include all the features you not only need, but have long desired. However, when it comes time to buying a home, these desired features constitute additional costs. While it's nice to think about having a view, larger lot, huge landscaped garden and yard, or luxury amenities and finishings, these can add considerably to the price of a property.

Begin the list with items you absolutely need like adequate room, garage space and number of bedrooms. Do you need a home that is in "move-in" condition or are you prepared and/or able to put a little elbow grease into your new home in the way of renovations or remodeling?  Does you require a one-level home, or is it important to have a basement or second floor?  Basic needs should be considered first. After these have been established, you can consider additional features if you can manage these benefits financially. With such a list in your hands, you're less likely to be caught up in the excitement of the pursuit. You'll have a good idea of what you want, the features within your price range, and whether or not you can afford those additional items.

Take into consideration the neighbourhood - is it older and settled or brand new.  Consider visiting schools in the area if you have children.  How will you be affected by a new commute to work?  Are there infrastructure projects in development?  

To learn more about what to look for in a new neighbourhood,
please call me at 604-644-3634!

You've narrowed down your list of requirements, you're ready to take the next step in the purchasing process - getting pre-approved with a mortgage broker.  While getting pre-approved may sound daunting, it actually just involves getting an idea of what you can afford.  When you're pre-approved, this means that a lender has reviewed your credit history, verified your assets and employment, and has approved your mortgage before you've found a home to purchase.

Pre-approval gives you substantial leverage: sellers immediately see you as a serious buyer. Not only will you know the exact price range you can afford, but you'll also be able to negotiate a better deal and move more quickly when you see a house you like.  Depending upon market conditions, a seller may lean towards an unconditional offer, so you'll have less negotiating power if you have to wait for mortgage approval. Banks and financial institutions have developed many programs catered specifically to home buyers. Once you review your needs and objectives with a mortgage broker, you'll be one step closer to purchasing your home.

Contact me and I'll be happy to refer you to a qualified mortgage professional with an excellent reputation and track record for successfully acquiring loan approval for his/her clients.

It is a very time consuming process to view every home available that meets your needs. I can do much of the work for you, by establishing your needs, reviewing a range of properties and advising you of potential matches. I have my fingers on the pulse of housing trends and prices. With access to the best possible resources and communication systems available today, I will be able to help you find the right home in your desired area. My comprehensive knowledge of the available homes in your North Vancouver, West Vancouver or Coal Harbour area neighborhoods is one of my strongest assets.

Once you've been pre-approved and know what price range you plan to stay within, I can help you determine which properties fit your needs and wants, using the (MLS) Multiple Listing Service system.

As a successful North Shore Realtosr with years of experience, over 2,200 successful real estate transactions, and a proven track record of making real estate dreams a reality for my clients, it's my job to guide you through this complicated and exciting process, from beginning to end. Contact me today, together we will prepare a unique plan to suit your particular needs and goals. From helping you find your dream home to closing the deal -  I will be there to ensure your journey to life behind a new door is a smooth one!